PATIENT INFORMATION

Financial Policy

Our doctor(s) and staff are proud to be a team whose primary mission is to deliver the finest and most comprehensive periodontal services available today. We are concerned about your dental care and want to ensure you that it is performed in the most responsible manner. In order to assist you with the investment in your dental health, we have outlined our payment policy.
 
We make every effort to keep down the cost of your care.  You can help by paying upon completion at each visit.  Other arrangements can be made with our office manager, depending upon special circumstances.  An estimate of the charge for any procedure or surgery you may require will be given to you upon request.  If you have dental and/or medical insurance we will be glad to fill out the proper forms for you at no additional charge.   If you have dental benefits, we are anxious to help you receive your maximum allowable reimbursement.   We have most dental insurance companies and their coverage for this geographical area on file and we can give you a close estimate of what they will cover.  Anything that is not covered is to be paid for at the time of service.  
 
We must emphasize that as dental care providers, our relationship is with you, not your insurance company.  Your benefits are an agreement between you and your employer and not an agreement between the insurance company and Dr. VanRaaphorst.  Due to the many changes in benefit policies, it is no longer an easy task to interpret each individual policy.  Although we try to stay aware of these changes, it is not always possible.  All charges are your responsibility from the date the services are rendered.    If you have any questions about our financial policy or any uncertainty regarding insurance coverage, please do not hesitate to ask us.   We are here to help you.

Implant & Surgical Procedure Payment Options

  • Option 1: Full Payment at Time of Service � 5 percent fee reduction for payment before treatment is rendered.

Selection of this option gives you the maximum savings on the cost of your treatment plan because the billing expenses we save are passed onto you in the form of a 5 percent discount. Your Treatment Coordinator will provide you with specific details.

  • Option 2: Open Account Payment Plan � Treatment fees divided into two or three equal payments.

For those individuals desiring a more flexible payment plan, the open account plan may be the best choice. This plan allows for three equal payments to be paid out over a period of three months. The first payment of one-third is due at the time of treatment, the second payment is due one month after treatment, and the third and final payment is due two months after treatment.

  • Option 3: Outside Financing � For those who would prefer an extended payment plan, we offer Care Credit financing.  This option is available to patients for any procedures performed with a charge in excess of $1,000 interest free for 12 months.  Charges above $300.00 to $999.99 have an option of interest free for six months.  Please follow the preceding link to apply directly with Care Credit.

Treatment Payment Options

Our policy is that payment is due in full at the time of service. For your convenience we accept cash, checks, money orders, and credit card payment (American Express, MasterCard, Visa, and Discover).  Any procedures performed in excess of $300.00 have the additional option of using Care Credit.  See Option 3 above.

If you have any problems or questions, please ask our staff. They are well informed and up-to-date. You may reach us by phone at (248) 656-3200.